Mortgage leads

Buy mortgage leads in the UK

Before you buy another mortgage lead, here's what they really cost, where to buy them, and why a booked appointment beats a raw contact. Written by a working UK broker.

Lee Horton
Lee Horton · Co-founder, MortgagesBooked
Published 5 Jun 2026 · 6 min read · Updated 5 Jun 2026
What every credit buys

You buy a booked appointment, in a live calendar, with a diary entry on both sides.

Typical lead sites
  • You buy a contact detail
  • You cold-call to introduce yourself
  • You chase for a date and time
  • You pay whether they answer or not
  • A lot of them never reply back
MortgagesBooked
  • You buy a booked calendar slot
  • They picked the time themselves
  • You turn up to the live meeting
  • If they no-show, your credit refunds
  • You only pay when they show up
How a mortgage lead reaches your portal
  1. Clicks one of our ads on Facebook, Instagram, or Google.
  2. Answers a 13-question qualifier covering income, deposit, timeline, and case type.
  3. Clears our funding minimum, which screens out casual browsers.
  4. Verifies email and phone, both validated before anything goes live.
  5. Books a specific slot in a live calendar for the broker call.
  6. Lands in your portal as a claimable appointment, one credit to take it.

What "buying mortgage leads" actually means

"Mortgage leads" is one phrase covering three very different things, and the gap between them is where brokers lose money. Before you spend a penny, it's worth being clear about which one you're actually buying.

  • Shared leads. One enquiry sold to three, four, sometimes six brokers at once. Cheap per lead. You're racing everyone else to the phone, and most of these contacts never answer.
  • Exclusive leads. Sold to you alone, so no race. More expensive, and still just a contact detail. You reach out cold, introduce yourself, and try to pin a time. You pay whether they ever pick up or not.
  • Booked appointments. The applicant has already picked a time in a calendar. You're not chasing anyone, you're turning up to a call that's in both diaries. With pay-per-show, you only pay when they actually show.

Most "buy mortgage leads" results point at the first two. This page is about why the third one tends to work out better once you price your own time, and how to buy it without a contract.

Where to buy mortgage leads in the UK

The UK market splits into a handful of types:

  • Aggregators and directories — Unbiased, VouchedFor, and similar. You bid or subscribe, and the enquiry usually goes to several brokers.
  • Lead-gen agencies — they run Facebook or Google ads under their own brand and sell you the form fills, exclusive or shared.
  • Marketplaces — Bark and the like, where you pay per response and compete on speed.
  • Pay-per-show appointment services — MortgagesBooked sits here. You buy a booked, pre-qualified appointment, not a raw contact.

We put the main UK providers side by side, with real prices and exclusivity terms, on our mortgage lead generation companies comparison. If you only read one thing before buying, read that.

What mortgage leads actually cost

Sticker prices run from roughly £15 for a shared lead to £150 or more for an exclusive one. But the sticker is never the real cost. The number that matters is what you pay per fact-find that actually happens, and that depends on three things the price tag hides: how many other brokers got the same lead, how many of those contacts ever pick up, and how much your own time is worth dialling the ones who don't.

Once you run those numbers, a "cheap" £15 shared lead often ends up several times more expensive per real conversation than a booked appointment. We worked the full maths on the mortgage lead costs page, and the head-to-head on exclusive vs shared leads. The short version: don't price a lead by what it costs to buy, price it by what it costs to turn into a client.

Why we sell appointments, not leads

I run a broker firm. I've bought every kind of lead going, and the thing that always killed the maths wasn't the price, it was the chasing and the no-answers. You pay for a hundred contacts, reach maybe thirty, book a handful. The spend is real; the conversations often aren't.

So MortgagesBooked sells the part you actually want: a booked call. The applicant came through our own ads, cleared a 13-question qualifier and a funding bar, verified their email and phone, and picked a slot themselves. You see the case details on the card before you spend anything. If they don't turn up, the credit comes straight back. You're never paying for silence.

Lead types you can buy

Every appointment is filterable by case type, so you only claim the ones your panel writes:

The qualification behind all of them is the same. If you want the full pipeline, ad source to validated contact, it's on the lead quality page.

Pricing and no-show policy

£110
Per appointment you claim. No subscription, no contract, no minimum volume. If the applicant no-shows, your credit refunds automatically. You only pay for calls that actually happen.
See pricing →

Sign up and your portal starts showing real appointments that day. Looking is free. When a few days of live flow has gone past and the case mix matches what you write, load a five-credit pack. Top up whenever you run through it. The full credit arithmetic is on the pricing page.

FAQ

Where can I buy mortgage leads in the UK?
Three broad places. Marketplaces and aggregators (Unbiased, VouchedFor, Bark) that sell the same enquiry to several brokers; lead-gen agencies that run ads and sell you the form fills; and pay-per-show services like MortgagesBooked that sell a booked appointment instead of a contact detail. We compared the main UK providers side by side on our lead generation companies page.
How much do mortgage leads cost?
It ranges from about £15 for a shared aggregator lead to £150+ for an exclusive one. But the price on the tin isn't the price you pay. A shared lead split four ways, with a contact rate well under half, works out far more expensive per actual fact-find than the sticker suggests. We worked the real maths on the mortgage lead costs page. On MortgagesBooked you pay £110 per appointment, and the credit refunds if they don't show.
Are cheap mortgage leads worth it?
Sometimes, if you have the time to dial hard and the stomach for a low contact rate. A £15 shared lead can pay off at volume. But cheap leads are sold to several brokers at once, so you're racing to be first to the phone, and most never pick up. Once you price your own hour, cheap rarely stays cheap. The honest comparison is on our exclusive vs shared leads page.
Can you get free mortgage leads?
Not really, not at any scale. Referrals, your Google Business Profile, and your existing client bank are the closest thing to free, and they're worth building. But "free mortgage leads" as a product almost always means a trial of a paid service, a trade for your data, or leads nobody else wanted. If you want to build your own pipeline properly, we wrote it up in how to get mortgage clients.
What's the difference between buying a lead and buying an appointment?
A lead is a contact detail. You still have to reach the person, introduce yourself, and pin down a time, and you pay whether or not they ever answer. An appointment is a slot the applicant chose themselves in a live calendar, so you turn up to a call that's already booked. With pay-per-show, if they don't show, you don't pay. It removes the chasing and the dead spend.
Do I have to commit to a contract or minimum spend?
No. MortgagesBooked is pay-as-you-go. Sign up free, watch the live appointments come through your portal, and only load credits when you've seen enough flow to trust it. No subscription, no minimum volume, no lock-in. Credits sit in your account until you claim, and £110 is the price per appointment you actually take.