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Top UK mortgage lead generation companies: 2026 comparison

13 UK mortgage lead providers compared side-by-side. Prices, exclusivity, minimum spend and refund policies — verified from their own sites on 23 April 2026.

Lee Horton
Lee Horton · Co-founder, MortgagesBooked
Published 23 Apr 2026 · 8 min read · Updated 31 Jul 2026

Quick picks (pick one and skip the rest)

  • Cheapest exclusive per-lead with published prices: Lead Pronto (£26/lead) or LeadCrowd (from £30/lead).
  • Cheapest test run: Bark (£10–£18/lead, shared with up to 5 brokers).
  • Booked appointments, no chase, no-shows refund: MortgagesBooked (£110/show).
  • Marketplace with national reach: Unbiased (from £10+VAT, averages £65+VAT per lead, £643/mo total minimum including VAT, 6-month term).
  • Directory listing only, no leads included: VouchedFor (£45–£60+VAT/mo).
  • Build your own pipeline instead of buying: The Lead Engine (website + Google Ads, from £50/mo).
  • Skip if you want price transparency: The Pipeline, Firstrungnow, Mortgage Leads Direct, Simply Online Leads — all hide pricing behind a contact form.
  • Avoid if you hate commission splits: Online Mortgage Advisor (takes 22% of your procurement fee per case).

The comparison table

Ranked by risk to you and likelihood to convert — not by sticker price. Top of the table means the model carries the least wasted-spend risk (exclusive, refundable, transparent) and the enquiry is most likely to turn into a real conversation. Bottom means shared leads, commission splits, directory listings or done-for-you setups, where either conversion is structurally lower or you're not really buying a lead at all. All prices verified from each provider's website as of April 2026. "—" means not published. VAT shown where the provider flags it. Yes, I've ranked my own platform first — the "how I ranked these" section below explains the criteria and the honest catch (it's the highest sticker price on the page).

Provider Model Price Exclusive? Min commitment Refund?
MortgagesBooked Per-show £110 per show Yes 5 appointments (£550 bundle) Yes — auto on no-show
LeadCrowd Per-lead £30 purchase / £35 remortgage Yes Not disclosed <7% refund rate
Lead Pronto Per-lead £26/lead Yes None No formal policy
Digital Roo Per-lead, batch £10–£65/lead Yes 50-lead batch No
Unbiased Per-lead + monthly From £10, avg £65+VAT/lead + £96+VAT/postcode Yes £643/mo total (incl. VAT), 6 months No
The Pipeline Per-lead, batch Not published Yes 50–100 lead batch Invalid-only replacement
Firstrungnow (FRN) Per-lead or appointment Not published Yes None Lead replacement (not stated)
Mortgage Leads Direct Per-lead Not published Not stated Not disclosed Not disclosed
Simply Online Leads Per-lead, pay-as-you-go Not published Not stated None Case-by-case
Bark Per-lead, shared £10–£18/lead No (up to 5 brokers) None No
Online Mortgage Advisor Commission split 22% of procurement fee Yes Varies
VouchedFor Subscription (directory) £45–£60+VAT/mo Listing only Monthly
The Lead Engine Website build + Google Ads From £50/mo Your own pipeline Service retainer

Figures pulled from each provider's public pricing page or product page on 23 April 2026. Where a provider doesn't publish prices, I've said so. For a deeper breakdown of what Bark, Unbiased, VouchedFor, Digital Roo and RMT Direct actually cost in practice, see my 2026 price guide.

What lead types does each provider sell?

Price is only half the picture. The other half is what kind of enquiry you actually get. Some providers only do the bread-and-butter (purchase, remortgage, buy-to-let). Others stretch into specialist verticals (bridging, commercial, second charge) or bolt on protection and later-life products. Here's what each one advertises on its own site, as of July 2026.

Provider Mortgage lead types advertised
MortgagesBooked First-time buyer, home mover, remortgage, buy-to-let, self-employed, adverse credit, equity release — all as pre-qualified, showed appointments. Protection needs (life cover, wills, income protection) are captured on the card for cross-sell.
LeadCrowd Residential, first-time buyer, remortgage, buy-to-let, adverse/bad credit, self-employed, commercial, bridging/development/auction, equity release, second charge (widest mortgage taxonomy here)
Lead Pronto First-time buyer, remortgage, buy-to-let, self-employed, commercial, mortgage protection (+ separate loan lines: secured, unsecured, bridging, debt management)
Digital Roo Remortgage (its core — incl. debt-consolidation & capital-raise), first-time buyer, buy-to-let, bridging, secured loan/second charge, equity release (+ non-mortgage: life/health insurance, home improvement, solar, ECO4)
Unbiased First-time buyer, remortgage/home mover, buy-to-let, self-employed, commercial, right-to-buy, equity release (7 of 14 advice types; the rest are non-mortgage — pensions, protection, tax)
The Pipeline Residential mortgage, remortgage, buy-to-let, equity release, bridging, commercial, development finance
Firstrungnow (FRN) Historically remortgage, first-time buyer, buy-to-let, equity release, life/protection, pension — but the live site now states it no longer sells leads (it's pivoted to broker-matching). Verify before relying on it.
Mortgage Leads Direct Residential, first-time buyer, remortgage, buy-to-let, self-employed, commercial, bad credit, government schemes (+ product-specific: interest-only, fixed-rate, variable-rate)
Simply Online Leads Remortgage, first-time buyer, home mover, buy-to-let, adverse credit, capital raising, debt consolidation (+ non-mortgage: secured/unsecured loans, life insurance, income protection, private medical)
Bark No fixed list — it's an open marketplace, so you get whatever mortgage enquiries buyers post (purchase, remortgage, BTL, equity release, protection, bridging). Categories come from adviser profiles, not a Bark taxonomy.
Online Mortgage Advisor Full specialist range — residential/FTB/home mover, remortgage, BTL, bad credit, self-employed/complex income, large/HNW, commercial, bridging, second charge, equity release, expat, new build, Help to Buy/shared ownership (it's really its own brokerage referring to partner advisers, not a per-lead vendor)
VouchedFor A single "mortgages" enquiry type — not split into sub-products — alongside financial advice, pensions, investments, equity release, insurance/protection and inheritance planning.
The Lead Engine Mortgage (incl. remortgage, BTL, FTB, complex lets), pension, bridging finance, equity release (builds your own funnels rather than reselling data)

Lead types verified from each provider's own website in July 2026. "Advertised" means it's stated on their site — it doesn't guarantee volume in your postcode. Firstrungnow's live site now says it no longer sells leads; Online Mortgage Advisor operates as a brokerage rather than a pure lead vendor.

Three types of provider (and what each one trades off)

  • Marketplaces and directories — Unbiased, VouchedFor, Online Mortgage Advisor. You pay to appear. Leads come from consumers browsing the platform. Good for volume and brand exposure. Bad for minimum-spend gates, commission splits and slow build-up.
  • Per-lead agencies — Lead Pronto, LeadCrowd, Digital Roo, The Pipeline, FRN, Mortgage Leads Direct, Simply Online Leads, Bark (shared). You pay per contact record. You chase. Good if you've got call capacity and a solid CRM. Bad if your contact rate is weak — your effective cost multiplies fast.
  • Booked-appointment providers — MortgagesBooked. You pay per diarised show. No chasing, no voicemails, no ghosts to absorb. Higher unit price but the price is closer to what the conversation actually costs you. Fewer competitors in this category in the UK.

A fourth category — done-for-you agencies like The Lead Engine — isn't really "buying leads". They build you a website and run Google Ads so you generate your own. Different commitment, different skillset needed on your side.

Provider profiles

My own platform is first, for the reasons set out in how I ranked these — lowest wasted-spend risk and the enquiry most likely to convert. The rest follow below.

MortgagesBooked (that's me)

MortgagesBooked broker portal
  • Model: Pay-per-show.
  • Price: £110 per booked appointment that actually shows up.
  • Leads: Exclusive, pre-qualified, diarised into your calendar.
  • Lead types: First-time buyer, home mover, remortgage, buy-to-let, self-employed, adverse credit and equity release — every one a showed appointment, not a raw contact record. Protection needs (life cover, wills, income protection) are captured on the card so you can cross-sell in the same conversation.
  • Commitment: 5-appointment minimum (£550 credit bundle), topped up as you use them. No monthly fee, no contract.
  • Refund: Automatic credit refund if they don't show.
  • Best for: Brokers who are tired of chasing leads and want to pay only for conversations that actually happen.
  • Watch for: £110 sticker price looks higher than per-lead options until you factor in contact rate and chase time.

Unbiased

Unbiased mortgage leads website
  • Model: Pay-per-lead plus monthly postcode access fees.
  • Price: Advertised "from £10+VAT", but the average is £65+VAT per lead. Lead cost scales with mortgage balance — bigger loan = more expensive enquiry.
  • Real minimum: £96+VAT per postcode area + £440+VAT/mo account funding (pre-paid lead credit) = £643/mo total including VAT, before you buy a single lead.
  • Contract: 6 months.
  • Leads: Exclusive, pre-verified, preview-before-accept.
  • Lead types: First-time buyer, remortgage/home mover, buy-to-let, self-employed, commercial and right-to-buy mortgages, plus equity release. These are 7 of the "14 advice types" they advertise — the other 7 are non-mortgage (pensions, protection, tax, bookkeeping).
  • Best for: Established brokers with budget for a 6-month commitment and want national brand exposure.
  • Watch for: The "from £10" headline is the floor, not the average. Typical lead cost is £65+VAT, and you still have the postcode fee and funding minimum on top.

Lead Pronto

Lead Pronto mortgage leads website
  • Model: Pay-per-lead. Also offers a revenue-share "trial collaboration".
  • Price: £26 per lead.
  • Leads: Exclusive — "no leads are mixed or double sold".
  • Lead types: First-time buyer, remortgage, buy-to-let, self-employed and commercial mortgages, plus mortgage protection. A separate loans arm also does secured, unsecured, bridging and debt-management leads.
  • Commitment: Pay-as-you-go, no long-term contract.
  • Best for: Brokers who want published pricing and exclusive per-lead without a long-term tie-in.
  • Watch for: No formal refund policy. Claims 33% appointment-set rate on their leads — unverified.

LeadCrowd

LeadCrowd mortgage leads website
  • Model: Pay-per-lead with transparent pricing by vertical.
  • Price: Purchase £30 (PPC) / Remortgage £35 (PPC). SEO leads from £30–£40.
  • Leads: Exclusive — "we don't sell leads to multiple mortgage brokers".
  • Lead types: The widest mortgage taxonomy on this page — residential, first-time buyer, remortgage, buy-to-let, adverse/bad credit, self-employed, commercial, bridging/development/auction, equity release and second charge, each with its own lead-type page.
  • Quality: Published refund rate of <7%. SMS/email/postcode validation before delivery.
  • Best for: Brokers who want published pricing by product type and a stated refund rate.
  • Watch for: Minimum commitment isn't disclosed — ask before signing.

Digital Roo

Digital Roo mortgage leads website
  • Model: Pay-per-lead, bought in 50-lead batches.
  • Price: £10–£65 per lead depending on vertical.
  • Leads: Exclusive.
  • Lead types: Remortgage is the core (split into general, debt-consolidation and capital-raise), plus first-time buyer, buy-to-let, bridging, secured loan/second charge and equity release. They also run non-mortgage lines (life/health insurance, home improvement, solar, ECO4).
  • Commitment: 50-lead minimum per batch.
  • Best for: High-volume brokers with the capacity to work through 50 leads fast.
  • Watch for: No refund policy. Batch commitment means you're locked in before you know lead quality.

Bark

Bark website
  • Model: Per-lead, shared with up to 5 brokers.
  • Price: £10–£18 per lead.
  • Leads: Not exclusive — every lead is sold to multiple brokers.
  • Lead types: No fixed list. Bark is an open marketplace, so you get whatever mortgage enquiries consumers happen to post — purchase, remortgage, BTL, equity release, protection, bridging. The categories come from individual adviser profiles, not a Bark-defined taxonomy.
  • Commitment: None.
  • Best for: Cheap test runs and brokers who are fastest on the phones.
  • Watch for: Contact rate collapses because 4 others are dialling the same person within minutes. Effective cost per contact often £70+.

VouchedFor

VouchedFor website
  • Model: Subscription directory listing. No leads included.
  • Price: £45–£60+VAT per month.
  • Leads: Inbound only — clients find you by browsing the directory.
  • Lead types: A single "mortgages" enquiry type — not broken into sub-products — sitting alongside financial advice, pensions, investments, equity release, insurance/protection and inheritance planning. It's a directory of four professions (financial advisers, mortgage advisers, solicitors, accountants).
  • Commitment: Monthly.
  • Best for: Brokers building reputation with reviews and wanting a consumer-facing profile.
  • Watch for: You pay whether anyone finds you or not. No lead volume guarantee.

The Pipeline

The Pipeline mortgage leads website
  • Model: Per-lead, bought in batches.
  • Price: Not published — "get in touch for a plan".
  • Leads: Exclusive. Mortgage, remortgage, BTL, equity release.
  • Lead types: Residential mortgage, remortgage, buy-to-let and equity release on the core funnel; separate product pages add bridging, commercial mortgage and development finance (they skew toward commercial-finance brokers).
  • Commitment: 50–100 lead minimum.
  • Best for: Brokers comfortable batching leads and negotiating bespoke pricing.
  • Watch for: Hidden pricing + batch minimum is a risky combination for new buyers. Trial leads available — ask for them.

Firstrungnow (FRN)

Firstrungnow mortgage leads website
  • Model: Per-lead or per-appointment (not clearly disclosed).
  • Price: Not published. Free trial available.
  • Leads: 100% exclusive — "never resold".
  • Lead types: Historically remortgage, first-time buyer, buy-to-let, general mortgage, equity release, life/protection and pension leads. Note: as of July 2026 the live site states it no longer sells leads — it has pivoted to mortgage education and broker-matching.
  • Commitment: None — "cancel anytime".
  • Best for: Brokers who want to trial before buying.
  • Watch for: The site appears to have pivoted away from selling leads to a consumer-facing broker-matching model. Confirm they're still supplying broker leads at all before you plan around them.

Mortgage Leads Direct

Mortgage Leads Direct website
  • Model: Per-lead (unconfirmed).
  • Price: Not published.
  • Leads: Exclusivity not stated.
  • Lead types: A long list on their single-page site — residential, first-time buyer, remortgage, buy-to-let, self-employed, commercial, bad-credit and government-scheme mortgages. They also list product structures (interest-only, fixed-rate, variable-rate), which are ways to segment a mortgage rather than distinct borrower types.
  • Commitment: Not disclosed.
  • Best for: Hard to recommend without published terms.
  • Watch for: No exclusivity claim + no published price = ask explicitly before signing.

Simply Online Leads

Simply Online Leads website
  • Model: Per-lead, pay-as-you-go.
  • Price: Not published — quote on request.
  • Leads: Exclusivity not stated. Also offer pre-qualified fact-find forms and appointment setting.
  • Lead types: On the mortgage side — remortgage, first-time buyer, home mover, buy-to-let, adverse credit, capital raising and debt consolidation. Broadest non-mortgage range here too: secured/unsecured loans, life insurance, income protection and private medical.
  • Commitment: None — "no long-term contracts or minimum orders".
  • Best for: Brokers wanting flexibility and multiple product lines (mortgage, life, income protection).
  • Watch for: Refunds are case-by-case for duplicates, hoax leads and invalid numbers — not a formal policy.

Online Mortgage Advisor

Online Mortgage Advisor website
  • Model: Commission split on completed cases.
  • Price: 22% of your procurement fee per case.
  • Leads: Exclusive referrals from their marketplace.
  • Lead types: The full specialist spread — residential, first-time buyer, remortgage, buy-to-let, bad credit, self-employed/complex income, large/high-net-worth, commercial, bridging, second charge, equity release, expat, new build and scheme mortgages. Worth knowing it operates as its own brokerage referring to partner advisers, not a per-lead vendor.
  • Commitment: Per referral.
  • Best for: Brokers who want zero upfront risk and are happy to pay on success.
  • Watch for: 22% of proc fee on a £300k case is meaningfully more than a £110 booked show. Do the maths on average case size first.

The Lead Engine

The Lead Engine website
  • Model: Done-for-you website + Google Ads management (not a lead reseller).
  • Price: From £50/mo retainer (starting figure, scales with service level).
  • Leads: Your own — from your own domain.
  • Lead types: Four verticals they'll build funnels for — mortgage (incl. remortgage, buy-to-let, first-time buyer and complex lets), pension, bridging finance and equity release. Because you own the funnel, you can target whichever of those fits your book.
  • Commitment: Service retainer.
  • Best for: Brokers who want to build a long-term lead pipeline they own, not rent.
  • Watch for: Results take months. If you need leads this week, this isn't the category.

Red flags when choosing a mortgage lead provider

  • Prices hidden behind a contact form. If they won't quote before you're on a call, they're price-testing against you. Four of the providers above do this.
  • "Exclusive" without a written resale policy. Ask for it in writing or treat the claim as marketing copy.
  • Multi-month contracts before you've seen a lead. Unbiased's 6-month term is the standout example. £3,800+ committed before you've tested quality.
  • Subscription minimums with no floor on lead volume. VouchedFor gets you a listing, not leads. Same for most directory products.
  • Commission splits over a fixed fee. Fine on small cases, painful on large ones. Online Mortgage Advisor's 22% on a £3,500 proc fee is £770 — far more than a £110 booked show.
  • No refund mechanism. If the provider won't stand behind quality, they're not confident in it.
  • Shared-lead dilution dressed up as "high-intent". Bark's £10 lead is £10 per record, not £10 per conversation. Do the contact-rate maths.

How I ranked these (and why I'm on the list)

  • Sources: Every price is pulled from the provider's own website or product page on 23 April 2026. Where a price isn't published, I've said "not published" rather than guessed.
  • Coverage: I've bought leads from several of the providers on this page as a working broker, and I've got broker friends currently running others. The rest I've verified from public sources only.
  • Ranking: The comparison table is ordered by two things — how much wasted-spend risk the model puts on you (exclusive vs shared, refundable vs not, transparent vs hidden pricing, lock-in vs pay-as-you-go) and how likely the enquiry is to become a real conversation (a showed appointment converts higher than an exclusive lead, which converts higher than a lead shared with five brokers, a commission split or a directory listing). It is not ranked by sticker price — if it were, MortgagesBooked would be near the bottom. In the provider profiles further down I've put MortgagesBooked first for the same reason. The quick picks at the very top are my honest recommendations by use case.
  • Disclosure: I built MortgagesBooked, and yes — I've ranked it first. I'm not hiding that. It sits first because the per-show model carries the least risk to you (exclusive, auto-refunded on a no-show, no contract) and a diarised show is the most likely of any product on this page to turn into a real conversation. The honest catch: it's also the highest sticker price on the page (£110), and every column is shown in the same table as everyone else so you can judge that trade-off yourself. If another provider fits your setup better — you've got the call capacity to chase cheaper exclusive leads, or you just want a cheap test run — use them. I've said exactly who each one is best for.

If you want to see what pay-per-show actually looks like before paying anything, the free preview shows current-week appointments. No card required.

FAQ

Which UK mortgage lead provider is actually the cheapest?
On sticker price: Bark at £10–£18 per lead. On effective cost per conversation (price ÷ contact rate), Bark falls behind because leads are shared with up to 5 brokers and contact rates collapse. Exclusive-lead providers with published pricing — Lead Pronto (£26), LeadCrowd (from £30) and Digital Roo (£10–£65) — are the realistic floor for exclusive per-lead. Pay-per-show (MortgagesBooked at £110) is higher per unit but refunds no-shows automatically, which usually works out cheaper per completed conversation.
Which providers publish their prices?
Only a handful: Unbiased (from £10+VAT, avg £65+VAT per enquiry, £643/mo total minimum incl. VAT, 6-month term), Lead Pronto (£26/lead), LeadCrowd (£30-£40/lead by vertical), Digital Roo (£10-£65/lead), Bark (£10-£18/lead), VouchedFor (£45-£60+VAT/mo subscription) and MortgagesBooked (£110/show, 5-appointment minimum). The Pipeline, Firstrungnow, Mortgage Leads Direct and Simply Online Leads all hide pricing behind a contact form.
What's the difference between exclusive and shared mortgage leads?
Exclusive: you're the only broker who gets that enquiry. Shared: the same applicant's details are sold to up to five brokers, all of whom dial within minutes. Shared leads look cheap per-unit but contact rates collapse because you're competing against four others on the phone to the same person. Every provider in this comparison is exclusive except Bark.
Is Unbiased really "from £10" per lead?
"From £10" is the floor, not the average. Unbiased lead cost scales with mortgage balance, and the average lead works out around £65+VAT. On top of that, you pay £96+VAT per postcode area per month just to access leads, plus a £440+VAT/mo account funding minimum (pre-paid lead credit) — £643/mo total including VAT, on a 6-month agreement.
What's pay-per-show and who offers it?
Pay-per-show means you only pay when the applicant actually shows up to the call. No-shows refund automatically. It's structurally different from pay-per-lead (you pay for a contact record whether they answer or not) and pay-per-appointment (you pay for a booking whether they show or not). MortgagesBooked is the main UK provider on this model.
What should I avoid when choosing a mortgage lead provider?
Five red flags: (1) prices hidden behind a contact form, (2) "exclusive" claims without a written resale policy, (3) multi-month contracts before you've seen a single lead, (4) subscription minimums with no floor on lead volume, (5) no refund mechanism for invalid or no-show contacts. Also watch for providers that take a % of your procurement fee (Online Mortgage Advisor takes 22%) rather than a fixed cost — that model gets expensive fast on higher-value cases.